ABOUT US
At Elite Home Lending Group, we understand that taking out a loan is one of the biggest financial decisions you can make so we strive to make the entire process as stress-free and straightforward as possible. We have built Elite Home Lending Group to be able to underwrite and process your loans in house, at smaller institutions they just send your files to the large institutions and at the large institutions you’re just another loan file. We work hard to be able to offer a vast array of products to fit all type of needs and wants that many institutions can’t. Simply we want to make sure you get in a loan type that you want and make this process as stress free as possible.
Licensed in MI, FL, TX, TN, SC, NC
Services
We are a full in house operation from start to finish.
Originating
Processing
Underwriting
Originating a mortgage involves the process of us making a loan to a borrower for the purpose of buying or refinancing a home. This includes pre-approving the borrower, reviewing their financial information, and ultimately closing the loan by transferring funds to the seller.
At Elite Home Lending Group or processor's our responsible for gathering all necessary documentation to submit a mortgage loan for underwriting. This includes verifying employment, income, credit history, and other financial information. The processor may also coordinate with lenders, title companies, and appraisers to ensure a smooth loan process for you.
Our underwriters review loan applications and supporting documentation to determine whether the borrower meets the lender's qualifications for a loan. They evaluate factors such as credit score, employment history, and debt-to-income ratio to assess the likelihood the borrower will repay the loan.